Hi, One Last question I have, I have very very bad credit, from when i was 18-21 I was dumb and racked up credit card debt and also did joint business investment deals and they went sour so i got 2 judgements on my credit, my total debt on my credit report is about $50,000 , I have not even tried to make payments as hard to with little money coming in and i was thinking about filing chapter 13,

but what i need to know is will this pervent me from getting in and doing Infantry and Airbourne ?

As i did have a recuriter come out to my house a few days ago, but he did not seam to know much about the credit part he just said " Im not sure, we just need to get you into MEPS"

So on the 11th of Feb I am setup to fo to meps,

Will this be an issue?

I don't see anything else i would even want to do so,, let me know if anyone knows more details or chances.. thanks

yay something i know about! when my husband went in we have horrible credit....first chance we got we bought a house, then credit cards for anything we needed for it...we were younger and stupid lol. Having bad credit wont keep you from getting into the military, it will keep you from getting a signing bonus (i still dont understand why but its true), and it keeps you from getting security clearances, i dont think you'd need any being infantry, but i have no idea about going airborne. Like my husband couldn't get the mos he wanted because of the clearance issue, he wanted mp, so now he's stuck as a mechanic until we get our credit bounced back then he can think about reclassing. So i'd definately ask your recruiter what MOS' dont require a security clearance. hope this info helped

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Depending on how bad your credit is, yes it can keep you out of the Army and the reason why is it puts you at a security risk regardless of whether you have a security clearance or not.

Recruiters aren't equipped to really answer those questions because they just process the paperwork, the ones who will answer you are the MEPS folks.

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Armygirl4ever,
Proud Army Veteran 1993-2004
Now Proudly Serving in the Silent (okay, maybe not always so silent) Ranks

well since you're only at 50,000 you're still good, but i'd still ask about the mos's w/out security clearance....my husband's and my debt....yeah it's double what yours is, so you'll still be allowed into the military.

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Technically there are no MOSs that don't require a security clearance. Not initially as a low ranking enlisted person but later on when the soldier gets into the NCO & Senior NCO ranks.

I believe that going into the Infantry & Airborne School is no problem if you're allowed to enlist.

You'll find out at MEPS. Now is a good time to start studying for the ASVAB. Practice tests can be found online. You'll want to get as high a score as possible.

Are you physically fit for Infantry & Airborne? Get yourself in shape. You should be going into the Army able to pass the APFT for your age group with a good score.

If it's Infantry & Airborne School you'll need an 11X Option 4 contract. Accept nothing else! I know you're anxious to get into the Army but it's your life & your decision. You have to live with an MOS for possibly 3 or 4 years. Don't let them talk you into anything. The exception would be if that was the only way you can get into the Army. If 11X option 4 isn't available tell them to call you when it is. It used to be that this time of the year was a slow time for Recruiters because the June graduate list has been exhausted but with the economy & job situation all bets are off. You might have to wait to get what you want.

Caution: The MEPS Counselor might try to sign you up as a Cavalry Scout, MOS 19D if 11X slots aren't open. He'll tell you "it's just like Infantry". It's not. All MOSs can be "just like infantry". Mind you - there is absolutely nothing wrong with 19D as well as any Army MOS. It's your choice that matters. If it's Infantry you want then that's what you have to wait for. Same goes for Airborne School. They'll tell you that Airborne Recruiters will come to 11X OSUT seeking volunteers. Possibly. Get the Option 4 contract & you won't have to take that chance.

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Proud Dad of a US Army Ranger SSG-Former 3/75 Rangers, 2/334-95 USAR at present
US Navy 1960-1966 Submarine Service, Navy Diver-UDT 21
US Army 1980-2001 Airborne Infantry,G3, Army Instructor, Commo Instructor Company 1SG
Retired 1SG/MSG
I was a Soldier. I am a Soldier. I will always be a Soldier.

Well i pulled my credit today and its not as bad as i thought, i have about $7,000 in medical bills and about $3,000 in normal debt, and then i do have about $10-$15k in judgements from past investors i worked with. so total not more then 20-25k,

Yes I am fit for Infantry I went into the state police training for 3 months but had to drop out because i was dealing with custody issue of my kids when there mother was not around but now everything is settled, but i ran 2 miles in 13:30 and my recuriter said i have to do 2 miles in 16:30 so i should be fine on that and then the pushups and situps will be cake for me to get the min.

I have like 0% fot fat ..lol.


So 11x 4 is that contract infantry only or infantry and airbourne?

Also my recuriter said to find some where online to take the Test, but he did not say where, anyone know where i can take the pre test?

As i did take a small pre test on his laptop when he came here, i passed at 40pt but he said thats only good if you went thru high school, and for me i have to go the ged route so he said i have to be at 50pt or higher to pass.

so if you know a good place to take the pre test online that would be great thanks for your help

11X Option 4 is the contract for Infantry OSUT followed by Airborne .

ASVAB practice tests can be found on military.com or just Google "ASVAB". That'll give you sites where you can find them. When in doubt about anything just enter it in Google. You'll probably be able to find it as well as getting info on almost anything Army, BCT, Infantry, Airborne, etc.

The few times I've googled the ASVAB or seen the pre-tests offered it looks like there's about 6 or 8. There's several short tests & several long tests. Take them all. You're going to want to get as high a grade as possible.

Your run seems fine. Now work on those sit-ups & push-ups. Do them every time you watch TV & a commercial comes on. With commercials as long as they are you can probably do thousands of each a night. If you're really good enough & able to pass the 17-21 APFT with a score of 80% you could try for that Option 40 Ranger contract. After Airborne School you'd be assigned to the 75th Ranger Regt. & entered into Ranger Indoc (RIP), a 3 1/2 week kick in the 'nads. Successful completion gets you a slot in one of the 3 battalions & the privelege of wearing the Tan Beret. That's when the fun really starts. After getting there you'll go to Ranger School at some time in the future & earn your Ranger Tab. Promotions come pretty fast after getting the Tab & being a good Ranger. Also with the Tab come leadership responsibilities that the un-tabbed don't have. Do some research on RIP, Ranger School & the 75th Ranger Regiment to see if that suits you.

Good luck in your desire to be a future Infantryman & go to Airborne School. Accept nothing else! Even if you have to wait awhile for openings.

Airborne! All the way!

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Proud Dad of a US Army Ranger SSG-Former 3/75 Rangers, 2/334-95 USAR at present
US Navy 1960-1966 Submarine Service, Navy Diver-UDT 21
US Army 1980-2001 Airborne Infantry,G3, Army Instructor, Commo Instructor Company 1SG
Retired 1SG/MSG
I was a Soldier. I am a Soldier. I will always be a Soldier.

Thanks for the info,

Another question i had, was if i can test into the PT before i go to bootcamp, whats the highest i can go in as e-2 or e-3,

and if i can get e-3 going into bootcamp, can i get a e-4 promotion by the end of BCT or Airbourne? if i do very well?

Because what i read on google says yes on some others say it takes 3-4 years to get to e-4




And also is Ranger School less harder then 18x SF Training School i found it on this link http://usmilitary.about.com/od/enlistedjobs/a/18x.htm says you can enlist as 18x , I just trying to see what changes between them to as 18X seams a very very long training like a year with everything. please let me know thanks

thanks, joshua

Also I found this link its for enlisting as 18x http://usmilitary.about.com/od/enlistedjobs/a/18x.htm is SF the same but longer then Ranger school? what is harder? thanks

A year's training for SF seems a bit short to me. An Option 40 contract will get you Infantry OSUT, Airborne School & Ranger Indoctrination Program (RIP). RIP is about 3 -4 weeks long. After that you'll be a Ranger in one of the 3 Ranger Battalions in the 75th Ranger regiment. They'll send you to Ranger School sometime within the first year. And yes - all Ranger & other Special Operations training is extremely tough. You almost have to be a world-class athlete to get into it. Well maybe not quite but you know what I mean. I's been determined that 11X OSUT & Airborne School is not enough to get into the shape needed for RIP. You would have to go into the Army able to pass the 17-21 APFT with a score of at least 80% & you'd have to maintain that on your own time.

Ask your Recruiter about the DEP program where you can take classes & a PT test & then go into the Army as an E-2. You can go into the Army as an E-3 if you can get some other guys to enlist, I think it's 3. To go in as a SPC, E-4 you have to have a Bachelor Degree. Check with your Recruiter on any programs available to go in at a higher rank. I f you go in as an E-2 you won't get any further promotions until you get assigned to a unit. There are not only time in grade (TIG) restrictions on the next promotion but time in service (TIS) as well. Chances are you won't see a promotion until the time you'd normally get one. But meanwhile you'll have a bit more money in your paycheck. Being an outstanding Soldier will alllow your command to promote you ahead of the pack. There are waivers available for just that reason. My son fast-tracked & once he got through Ranger School he went from SPC to CPL as a team leader & then a short time later SGT & a squad leader position which is normally a SSG slot. Had he reenlisted in the Ranger Batt. he would have kept his squad & been promoted to SSG. As it turned out he went into a Reserve unit & has been promoted. By the way - he went in as an E-1. He had qualified for E-2 but changed his contract & the Recruiter was all mad & didn't grant credit for the old classes & PT test on the new contract. He eventually got busted to SGT from SSG & kicked out of Recruiting. Good riddance.

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Proud Dad of a US Army Ranger SSG-Former 3/75 Rangers, 2/334-95 USAR at present
US Navy 1960-1966 Submarine Service, Navy Diver-UDT 21
US Army 1980-2001 Airborne Infantry,G3, Army Instructor, Commo Instructor Company 1SG
Retired 1SG/MSG
I was a Soldier. I am a Soldier. I will always be a Soldier.